I am an “in-network" provider for Blue Cross Blue Shield and PacificSource. I will see clients "out-of-network" and without insurance/“out-of-pocket.”
I recommend you contact your insurance company to inquire about the following in regards to your mental health benefit:
Do I have mental health benefits both in- and out-of network?
Is Sheryl Moren, PMHNP, a participating mental health provider?
When do my benefits start and renew?
What is my deductible to see her?
How much of my deductible has been met this year?
How many sessions are allowed per year?
What is my co-payment (per appointment) or co-insurance (%) ?
Is pre-authorization needed to see Sheryl Moren?
Do I have HRA/HSA dollars to use toward deductible and out-of pocket expenses?
You may also ask my contracted professional billing service to check your insurance benefit as a courtesy. They can be reached at 971-533-9911. Please note they may not be able to relay this information to you for several days.
I do not bill Kaiser, OHP, Medicare, or Medicaid. They will not pay for any services provided by out-of-network providers.
Prior to our first session, if applicable, I will forward your information to my contracted professional billing service, MindEase Billing. They will contact you to verify your insurance benefits, help you understand your deductible, and other applicable aspects of your insurance plan. My billing service can be reached at 971-533-9911 to answer questions about your account as they arise.
Payment is collected at time of service. I accept payment via card/Square reader, cash, and check. If you do not have the co-pay with you at the time of an appointment, a $10 re-billing charge will be applied. Should the bank return your check, there will be a $35 returned check charge.
If you need to cancel an appointment, please notify me at least 24-business hours prior to your scheduled time in order to offer the appointment time to another client. If you do not attend a scheduled appointment or cancel an appointment with less than 24-business hours notice, you are responsible for the full fee for that appointment (not the co-pay/co-insurance) as insurance companies do not reimburse for missed appointments.
Further, since insurance does not cover charges for services rendered by phone or e-mail, prior authorization calls or forms, letters, reports, records release, or coordination of care, these will be billed to you directly.